Time-Sensitive Floodplain Map Information
The Federal Emergency Management Agency (FEMA) will accept appeals and comments regarding the proposed flood hazard determination from November 19, 2026, to February 17, 2027. All appeals or comments must be received by FEMA during the 90- Day Appeal Period. Only data received within the 90-Day window will be considered. If you have an appeal or comment, please contact floodplain administration for information on how to submit it.
FEMA published Preliminary Floodplain Maps for the Clark Fork River, Bitterroot River and Rock Creek on Aug. 28. The preliminary maps were revised on May 29, 2026, to better reflect flood hazards at the Smurfit-Stone Container site. These maps, once finalized by FEMA, will serve as the basis for our community’s floodplain management program and serve as a tool that identifies areas prone to flooding within our community. The maps and study are also used to determine where flood insurance is required and where floodplain development permits will be required.
Property owners and residents have an opportunity to review and provide feedback on the preliminary flood hazard maps – also known as Flood Insurance Rate Maps (FIRMs) – during a formal review period called the “90-day Appeal Period.” Submitted written appeals and comments are then consolidated by the county and provided to FEMA for consideration.
Appeal: An appeal is a technical amendment to the map. Appeals are based on better engineering or mathematical data. If someone perceives that the modeling or data used to create the map is technically or scientifically wrong, they may submit an appeal with supporting documentation. An appeal must include technical information, such as hydraulic or hydrologic data. Appeals cannot be based on the effects of proposed projects or projects started after the study has begun.
Comments: A comment is a map error such as a misspelling of a street name or an incorrect town limit boundary. A comment can also be an objection to a base map feature modification or addition, an update to the Flood Insurance Study (FIS) report materials or any other non-appealable change.
All appeals or comments received in writing during the appeal period will be reviewed by FEMA. County staff will receive and transmit documents to FEMA. The County does not make decisions regarding preliminary map appeals. Information about the appeal and map processes is available here and with floodplain staff.
Click here for the Appeals FAQ
Click here for the Appeal Document Form
Let us know your questions on the updated floodplain maps for Rock Creek and the Clark Fork and Bitterroot rivers.Missoula County is working with the Federal Emergency Management Agency (FEMA) and the state Department of Natural Resources and Conservation (DNRC) to update floodplain maps for the Clark Fork River, the Bitterroot River and Rock Creek.
The floodplain and rivers are natural systems that change over time, and the new maps are intended to provide more reliable and detailed information about areas prone to flood hazards. Updated floodplain maps will depict the latest, most accurate flood risk data, and will eventually replace the existing floodplain maps, which are based on data from the 1970s.
Following a public engagement period, Missoula County will need to adopt regulations that reference the new maps for residents in the floodplain to be eligible to buy flood insurance through the National Floodplain Insurance Program. Residents will not be eligible for this program if the County does not adopt the regulations. Additionally, adopting the regulations ensures Missoula County is eligible to receive federal assistance in the event of a major flooding disaster. If the County does not adopt the regulations, it wouldn’t be eligible for federal funds, and recovery costs would likely fall to local property taxpayers. Adopting the regulations also will ensure Missoula County bases future land-use decisions on the most accurate data.
Additionally, adopting these maps ensures Missoula County is eligible to receive federal assistance in the event of a major flooding disaster. If the County does not adopt the updated maps, it would not be eligible for federal funds, and recovery costs would likely fall to local property taxpayers. Adopting the new maps also ensures Missoula County bases future land-use decisions on the most accurate data.
Who will be affected?
Residents who live in near these waterways in the following areas may see changes to the floodplain maps. Property owners who will potentially see changes will receive a postcard about the updated maps.
- Bonner/West Riverside
- Clinton
- East Missoula
- Frenchtown
- Lolo
- Orchard Homes
How will the maps change?
The new maps are based on more accurate data and the updated modeling better identifies which properties are at risk of flooding. Properties that weren’t shown to be in the mapped floodplain, may now be based on this updated information. Homeowners should check with their lender or insurance agent after the maps are finalized by FEMA.
After the maps are finalized by the Federal Emergency Management Agency, Missoula County will be required to regulate any new development in the floodplain. Examples of these requirements include elevating the structure, using flood-resistant building materials and installing flood vents. While Missoula County recommends property owners in the floodplain take mitigation measures to protect their property, they will not be required to unless they plan to alter, substantially improve or replace a structure.
New preliminary floodplain maps were released by FEMA and DNRC, they include some changes from the draft maps that were available from 2022 until recently. Changes include floodplain designations near the Orchard Homes Levee and various areas of connectivity to meet FEMA mapping standards). Missoula County and the city of Missoula will be conducting outreach this fall and will host open houses this winter to share these maps prior to the official appeals period and adoption of regulations that reference the maps for use in floodplain development review.
Recently, questions about the floodplain mapping process have circulated in the community. Missoula County values the discussion and interest in the process. The questions section compiled below includes clear facts, references, and resources. Staff are happy to provide additional information and welcome any follow-ups the community may have.
Time-Sensitive Floodplain Map Information
The Federal Emergency Management Agency (FEMA) will accept appeals and comments regarding the proposed flood hazard determination from November 19, 2026, to February 17, 2027. All appeals or comments must be received by FEMA during the 90- Day Appeal Period. Only data received within the 90-Day window will be considered. If you have an appeal or comment, please contact floodplain administration for information on how to submit it.
FEMA published Preliminary Floodplain Maps for the Clark Fork River, Bitterroot River and Rock Creek on Aug. 28. The preliminary maps were revised on May 29, 2026, to better reflect flood hazards at the Smurfit-Stone Container site. These maps, once finalized by FEMA, will serve as the basis for our community’s floodplain management program and serve as a tool that identifies areas prone to flooding within our community. The maps and study are also used to determine where flood insurance is required and where floodplain development permits will be required.
Property owners and residents have an opportunity to review and provide feedback on the preliminary flood hazard maps – also known as Flood Insurance Rate Maps (FIRMs) – during a formal review period called the “90-day Appeal Period.” Submitted written appeals and comments are then consolidated by the county and provided to FEMA for consideration.
Appeal: An appeal is a technical amendment to the map. Appeals are based on better engineering or mathematical data. If someone perceives that the modeling or data used to create the map is technically or scientifically wrong, they may submit an appeal with supporting documentation. An appeal must include technical information, such as hydraulic or hydrologic data. Appeals cannot be based on the effects of proposed projects or projects started after the study has begun.
Comments: A comment is a map error such as a misspelling of a street name or an incorrect town limit boundary. A comment can also be an objection to a base map feature modification or addition, an update to the Flood Insurance Study (FIS) report materials or any other non-appealable change.
All appeals or comments received in writing during the appeal period will be reviewed by FEMA. County staff will receive and transmit documents to FEMA. The County does not make decisions regarding preliminary map appeals. Information about the appeal and map processes is available here and with floodplain staff.
Click here for the Appeals FAQ
Click here for the Appeal Document Form
Let us know your questions on the updated floodplain maps for Rock Creek and the Clark Fork and Bitterroot rivers.Missoula County is working with the Federal Emergency Management Agency (FEMA) and the state Department of Natural Resources and Conservation (DNRC) to update floodplain maps for the Clark Fork River, the Bitterroot River and Rock Creek.
The floodplain and rivers are natural systems that change over time, and the new maps are intended to provide more reliable and detailed information about areas prone to flood hazards. Updated floodplain maps will depict the latest, most accurate flood risk data, and will eventually replace the existing floodplain maps, which are based on data from the 1970s.
Following a public engagement period, Missoula County will need to adopt regulations that reference the new maps for residents in the floodplain to be eligible to buy flood insurance through the National Floodplain Insurance Program. Residents will not be eligible for this program if the County does not adopt the regulations. Additionally, adopting the regulations ensures Missoula County is eligible to receive federal assistance in the event of a major flooding disaster. If the County does not adopt the regulations, it wouldn’t be eligible for federal funds, and recovery costs would likely fall to local property taxpayers. Adopting the regulations also will ensure Missoula County bases future land-use decisions on the most accurate data.
Additionally, adopting these maps ensures Missoula County is eligible to receive federal assistance in the event of a major flooding disaster. If the County does not adopt the updated maps, it would not be eligible for federal funds, and recovery costs would likely fall to local property taxpayers. Adopting the new maps also ensures Missoula County bases future land-use decisions on the most accurate data.
Who will be affected?
Residents who live in near these waterways in the following areas may see changes to the floodplain maps. Property owners who will potentially see changes will receive a postcard about the updated maps.
- Bonner/West Riverside
- Clinton
- East Missoula
- Frenchtown
- Lolo
- Orchard Homes
How will the maps change?
The new maps are based on more accurate data and the updated modeling better identifies which properties are at risk of flooding. Properties that weren’t shown to be in the mapped floodplain, may now be based on this updated information. Homeowners should check with their lender or insurance agent after the maps are finalized by FEMA.
After the maps are finalized by the Federal Emergency Management Agency, Missoula County will be required to regulate any new development in the floodplain. Examples of these requirements include elevating the structure, using flood-resistant building materials and installing flood vents. While Missoula County recommends property owners in the floodplain take mitigation measures to protect their property, they will not be required to unless they plan to alter, substantially improve or replace a structure.
New preliminary floodplain maps were released by FEMA and DNRC, they include some changes from the draft maps that were available from 2022 until recently. Changes include floodplain designations near the Orchard Homes Levee and various areas of connectivity to meet FEMA mapping standards). Missoula County and the city of Missoula will be conducting outreach this fall and will host open houses this winter to share these maps prior to the official appeals period and adoption of regulations that reference the maps for use in floodplain development review.
Recently, questions about the floodplain mapping process have circulated in the community. Missoula County values the discussion and interest in the process. The questions section compiled below includes clear facts, references, and resources. Staff are happy to provide additional information and welcome any follow-ups the community may have.